Protect What Matters Most — Your Team and Your Business
At Merchant Provisions, we understand that your employees are your greatest investment. That’s why we provide affordable, customizable insurance and benefits packages designed to attract, retain, and protect the people who keep your business thriving.
Whether you’re a small startup or a growing company with multiple locations, our team helps you create a benefits plan that fits your budget, your workforce, and your long-term goals.
💼 Our Insurance & Benefits Solutions
🧍♂️ Group Life Insurance
Provide peace of mind for your employees and their families with group life coverage that protects them in the event of the unexpected.
Flexible coverage limits
Affordable group rates
Optional dependent and supplemental coverage
💰 401(k) Retirement Plans
Employer match setup
Fiduciary compliance support
Automated payroll integration
❤️ Individual Life Insurance
For business owners and key employees, we also provide individual life insurance options designed to secure your family’s future and protect your business assets.
Term and whole life options
Key person insurance for business continuity
Cash value accumulation strategies
🏥 Comprehensive Employee Benefits Packages
Custom-built plans for small and mid-size businesses
Employee enrollment support
Affordable rates with top-rated carriers
🚑 Accident & Critical Illness Insurance
Cash payouts directly to employees
Coverage for on- and off-the-job injuries
Family coverage available
🤒 Sick Pay & Disability Coverage
Customizable benefit durations
Tax-advantaged employer plans
Optional integration with PTO programs
General Liability Insurance
Protects your business from claims related to property damage, bodily injury, or advertising harm. Essential for every business to operate with confidence.
Business Property Insurance
Covers your office, equipment, and inventory from damage caused by fire, theft, vandalism, and other covered events.
Workers’ Compensation
Ensures your employees receive the protection they deserve in case of workplace injuries, while keeping your business compliant and protected from lawsuits.
Commercial Auto Insurance
Provides coverage for vehicles used for business purposes — from delivery vans to service trucks.
Employee Benefits Packages
Attract and retain top talent with customizable benefit options — including health, dental, and vision insurance — tailored to fit your team and budget.
🌟 Why Choose Merchant Provisions for Insurance & Benefits?
🚀 Let’s Build a Benefits Package That Works for You
Your employees deserve protection and peace of mind — and your business deserves a partner who makes it easy to deliver both.
B2B Merchant Processing
The business world is constantly changing and updating technology. B2B (business-to-business) companies need efficient ways to accept over-the-phone payments. If you sell to other businesses, you are included in the B2B category. Our online payment gateways automatically fill in rate sensitive information on your credit card transactions to get a lower cost. From accepting credit cards from government agencies and businesses, to offering in-house financing options to your customers and clients, Merchant Provisions has what you need to operate and strive in the business-to-business space. Our interchange pricing that is auto populated through our software, allows you to capture a lower credit card processing rate. Most merchant processing companies add tiered pricing to interchange which is already charged by the credit card companies. Only interchange pricing is included with our credit card processing service. We offer free merchant processing equipment, business loans, cryptocurrency payments, and in-house financing to offer your customers. We also accept CBD businesses and cannabis dispensary merchants.
B2B Credit Card Processing with Lower Interchange Pricing
If you sell products or services to other businesses or government agencies, you are considered business to business (B2B) or business to government (B2G). Most B2B payments are made by ACH. But if your customers choose to use a corporate card or other company card options, you may want to use a credit card payment option that resembles an ACH deposit.
The option that would be the best fit for this is our e-check payment solution. An e-check payment works similar to a paper check. Our e-check payment solution offers same day or next day funding with a low flat processing rate. This B2B merchant processing solution offers instant approval for all legal U.S. businesses, and there are no transaction limits or monthly limits of payments on the account. This e-check solution provides real-time bank account balance verification and recurring billing.
The finality of payment usually creates a difficulty for chargebacks to happen. Our credit card payment options offer real-time authorization and fast funding for commercial credit cards such as fleet cards, purchase cards, and corporate cards.
If your business customers insist on paying with a card over the phone, it would be worth exploring options for B2B credit card processing gateways that integrate with invoicing software. Merchant Provisions is one of the few processors that offers a gateway with a card payment option, customer data storage, reconciling, and invoicing software in the industry. Our software automatically fills in your customers' information once they make a payment with their bank/corporate card. Merchant Provisions works closely with many B2B clients to help get the lowest rates possible for credit card processing. We provide the MX Merchant system, which enables simple and straightforward B2B acceptance as well as access to lower B2B Level 2 and Level 3 Interchange rates. We can even assist you in using a dedicated terminal to accept B2B payments in person. In accordance with your business's nature, acceptance procedures, and other factors, our team is qualified to assist you in keeping expenses low. Allow our analysts to examine your existing processing statements in order to look for potential rate reductions and unadvertised costs from your present provider. Additionally, we'll offer assistance in identifying a solution that will enable your company to streamline the acceptance of payments.
Simplify Your API
If you send out invoices, chances are you are manually inputting your supplier's information in separate software like QuickBooks or PeachTree. Then you email them an invoice with no option to pay using a card. Once you finally receive their payment, through yet another separate method, you now have to manually reconcile the payment.
Our software allows businesses to send invoices, receive payments, and reconcile payments, all in one place. Your customers' information is stored in the software with multiple layers of security. Invoices include your company's logo and are sent to your customers from the software. From there your customers can choose to pay by card or by ACH. The lowest rate possible is automatically applied to all card payments through our exclusive level 3 merchant processing. All payments are automatically reconciled through our software once your customers make a payment. The best part about Singe Payables is that you get paid an added rebate for each virtual transaction. Contact us below to schedule a demo of our B2B software.