In-House Financing

Make the sale and leave the financing to us!

Merchant Provisions has 2 lender platforms for you to offer your customers.


Platform 1: Direct to merchant Lenders- lenders that fund the your business directly and deduct a discount (fee) from the funded loan. Depending on your business, business type and other criteria,you may qualify for prime, subprime or no credit check programs Pros: typically instant decisions with an easy process Cons: Not available to all business and discounts (fees to your business) can get significant for lower credit individuals Platform


2: Direct to Borrower  Lenders- a platform that consists of lenders that fund the your customer directly and will people with credit scores as low as 600. Pros: Flexible lending program that can be offered to any business with low, consistent discount( fees to your business). High loan amounts up to $35,000. Low rates to qualified borrowers. Cons: Decisions are quick but are subject to support documentation which can delay the funding (typically 7 to 10 days). Funds are delivered directly to the borrower. 


We will set you up with programs that best fit your business. Contact us for a proposal.